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1. To be eligible for coverage you must:
  • be at least 15 days old and not more than 89 years old; and
  • not be insured or eligible for benefits under a Canadian government health insurance plan; and
  • be in good health at the time you purchase your policy and on the date you exit your country of origin, and know of no reason to seek medical consultation during the period of coverage.
2. Coverage is NOT AVAILABLE to any individual who, as of their effective date:
  • has been diagnosed with a terminal illness; or
  • has been diagnosed with stage 3 or 4 cancer; or
  • has received treatment for any cancer (other than basal or squamous cell skin cancer or breast cancer treated only with hormone therapy) in the past 3 months; or
  • requires assistance with activities of daily living as the result of a medical condition or state of health.


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    Visitors to Canada Insurance products underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies, and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Website is owned and operated by Cortex Financial Inc..
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